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Insurance & risk · P10151
Life Insurance Policy Settlements
Explore selling an eligible existing life insurance policy in the United States, in states where permitted.
Life settlement enquiries are available only in the United States, in states where permitted. Eligibility and availability depend on state law and the applicable provider’s requirements.
Request a policy reviewAvailable by enquiry
What to discuss
Review a possible sale of an existing policy.
What a reviewer may consider
Policy type, ownership, premiums and applicable U.S. state.
How a policy settlement works
A life settlement may involve selling an eligible existing policy to a third-party buyer. If a transaction closes, the buyer generally takes over premiums and receives the death benefit. Discuss alternatives, privacy, tax implications and the effect on beneficiaries with independent advisers before deciding.